MY Home Insurance
1
MY Home Insurance
Beyond bricks and mortar, your home
is your sanctuary and the place where
memories are made. How much will it
cost to rebuild your home and replace
your belongings if they are damaged or
destroyed? Does your current residential
re insurance plan provide adequate
coverage in helping you to do so?
MY Home Insurance is more than
just a residential re insurance plan.
Besides providing the option to combine
coverage for household contents and
property in one single policy, the plan
also oers accidental death and
liability coverage.
Keep your memories protected with
MY Home Insurance from Chubb today.
The benet(s) payable under eligible
certicate/policy/product is(are) protected by PIDM
up to limits. Please refer to PIDM’s TIPS Brochure
or contact Chubb Insurance Malaysia Berhad or
PIDM (visit www.pidm.gov.my).
2
What are the benets oered?
Building Household Contents
Key Benets
1. Main and Outbuilding 1. Household Goods
2. Fittings and Fixtures 2. Personal Eects
3. Walls, Gates and Fences
around the premises
3. Personal Valuables
4. Home Solar Power System 4. Furniture
5. Air Conditioners 5. Kitchen Utensils
6. Auto Gates 6. Electrical Appliances
7. Home Alarm System
Additional Benets
1. Liability cover up to
RM500,000
1. Liability cover up to
RM500,000
2. Death cover in specic
circumstances up to
RM110,000
2. Death cover in specic
circumstances up to
RM110,000
3. Rent Insurance 3. Contents Temporarily
Removed
4. Breakage of Mirrors
5. Servants Property
6. Rent Insurance
3
What are the mishaps covered?
1. Fire, Lightning, Thunderbolt,
Subterranean Fire
2. Explosion
3. Aircraft and other devices and/or articles
dropped therefrom
4. Impact with any of the building
5. Bursting or overowing of domestic
Water Tanks, Apparatus or Pipes
6. Theft, with actual forcible & violent
breaking into or out of building or
any such attempt
7. Hurricane, Cyclone, Typhoon,
Windstorm
8. Earthquake, Volcanic Eruption
9. Flood
10. Robbery and hold up in the premises
4
What are the coverage and annual premium?
Type of Coverage Scenario
Building Only Scenario A
(RM)
Scenario B
(RM)
Overall Sum Insured for:
i. Building* 50,000 120,000
Additional Benets
1. Liability Cover 500,000 500,000
2. Death at home cover 110,000 110,000
3. Rent Insurance*** 5,000 12,000
Annual Premium 145 212
Type of Coverage Scenario
Household
Contents Only
Scenario A
(RM)
Scenario B
(RM)
Overall Sum Insured for:
i. Household Contents* 10,000 25,000
Personal Valuables* 1,000
Additional Benets
1. Liability Cover 500,000 500,000
2. Death at home cover 110,000 110,000
3. Contents Temporarily
Removed**
1,500 3,750
4. Breakage of Mirrors up to 500 up to 500
5. Servants Property included in the Household
Contents Sum Insured
6. Rent Insurance*** 1,000 2,500
Annual Premium 145 209
5
Type of Coverage Scenario
Building and
Household Contents
Scenario A
(RM)
Scenario B
(RM)
Overall Sum Insured for:
i. Building* 50,000 120,000
ii. Household Contents* 10,000 25,000
Personal Valuables* 1,000
Additional Benets
1. Liability Cover 500,000 500,000
2. Death at home cover 110,000 110,000
3. Contents Temporarily
Removed**
1,500 3,750
4. Breakage of Mirrors up to 500 up to 500
5. Servants Property included in the Household
Contents Sum Insured
6. Rent Insurance*** 6,000 14,500
Annual Premium 177 337
The annual premiums stated above are exclusive of RM10
stamp duty fee and it varies according to the actual Sum
Insured.
* based on the intended Sum Insured.
** 15% from the intended Sum Insured of Household
Contents.
*** 10% from the intended Sum Insured of Building,
Household Contents or both.
Note: The above building premium is applicable for Landed
Residential properties only. Dierent rates are
applicable for Apartments/Condos/Flats/Townhouse
residential properties.
6
General Exclusions
• War, invasion, act of foreign enemy, hostilities or
warlike operations.
• Mutiny, riot, military or popular rising, insurrection,
rebellion, revolution, or military or usurped power,
martial law or state of siege.
• Bursting or overowing of domestic water tanks,
apparatus or pipes while the private dwelling house is
left untenanted.
• Theft in the event of the Private Dwelling being left
without inhabitant for more than ninety (90) days.
• Hurricane, cyclone, typhoon or windstorm to any
building in course of construction, reconstruction or
repair.
For full list of exclusions, please refer to the policy
wordings.
Contact Us
Chubb Insurance Malaysia Berhad (9827-A)
(Licensed under the Financial Services Act 2013
and regulated by Bank Negara Malaysia)
Wisma Chubb
38 Jalan Sultan Ismail
50250 Kuala Lumpur
Malaysia
O +6 03 2058 3000
F +6 03 2058 3333
Inquiries.MY@chubb.com
www.chubb.com/my
This product is underwritten by Chubb Insurance Malaysia Berhad (Chubb).
The information provided in this brochure is a brief summary for quick and
easy reference. All benets mentioned herein are subject to the terms,
conditions and exclusion of the policy. You shall not rely on this brochure
in the event of a claim.
© 2018 Chubb. Not all coverages available in all jurisdictions.
Chubb®, its respective logos and Chubb.Insured.
SM
are protected
trademarks of Chubb.
Published 06/2024
