Daily Rate Sheet 9.3.2024.xlsx

Program Name Without DPA (1st Mtg Only)

Includes DPA Amortizing

up to 5% of Sales Price, maximum

$15,000

Includes Deferred DPA

No Payment up to $6,000

Freddie Mac HFA Advantage

6.625%

First Mtg Standalone Only

Freddie Mac HFA Advantage Plus Payment: =<$300k SP

6.625%

First Mtg with Sales Price less than $300,000, subordinate DPA up to 5%

of the sales price, 30 yr Amortizing, same rate as First Mtg

Freddie Mac HFA Advantage Plus Payment: >$300k SP

6.625%

First Mtg with Sales Price greater than $300,000, subordinate DPA up to

$15,000, 30 yr Amortizing, same rate as First Mtg

Freddie Mac HFA Advantage Plus with No Payment

6.625%

First Mtg with Sales Price up to $400,000, subordinate DPA of $6,000, no-

pmt deferred

Program Name

Without DPA (1st Mtg only)

Includes DPA Amortizing

up to 5% of Sales Price, maximum

$15,000

Includes Deferred DPA

No Payment up to $6,000

Great Choice

6.250%

First Mtg Standalone Only

Great Choice Plus Payment: =<$300k SP

6.250%

First Mtg with Sales Price less than $300,000, subordinate DPA up to 5%

of the sales price, 30 yr Amortizing, same rate as First Mtg

Great Choice Plus Payment: >$300k SP

6.250%

First Mtg with Sales Price greater than $300,000, subordinate DPA up to

$15,000, 30 yr Amortizing, same rate as First Mtg

Great Choice Plus

includes

No Payment

6.250%

First Mtg with Sales Price up to $400,000, subordinate DPA of $6,000, no-

pmt deferred

Homeownership for Heroes

5.750%

First Mtg Standalone Only

Homeownership For Heroes Plus Payment: =<$300k SP

5.750%

First Mtg with Sales Price less than $300,000, subordinate DPA up to 5%

of the sales price, 30 yr Amortizing, same rate as First Mtg

Homeownership For Heroes Plus Payment: >$300k SP

5.750%

First Mtg with Sales Price greater than $300,000, subordinate DPA up to

$15,000, 30 yr Amortizing, same rate as First Mtg

Homeownership for Heroes Plus includes No Payment

5.750%

First Mtg with Sales Price up to $400,000, subordinate DPA of $6,000, no-

pmt deferred

Locks Accepted: 9:00am until 5:30pm CST *rates subject to change and market rates may adjust at anytime.

Second Mortgage DPA locked simutenously when "Plus" Program Type is selected

This rate sheet is intended for use by originating lenders. Lenders are responsible for disclosures and calculation of APR.

Only Originating Agents approved by THDA may offer THDA products.

THDA does not provide direct loans to consumers. All loans must be registered through THDA systems.

Interest Rates for THDA's

Mortgage Loan Programs

**Rates as of 9/03/2024 8:30 a.m.**

Secondary Market Interest Rates-

Freddie Mac HFA Advantage

Compensation at purchase 1% Origination allowed up to 1% SRP .75% upon completion of file/timely delivery

Reasonable and customary fees are permitted up to $1,400.

First Mortgage=30 year term Second Mortgage (DUE ON SALE OR REFINANCE) With Payment=30 year terms, NO PAYMENT=30 YR TERM

*rates subject to change and may adjust at anytime.

** Loans will be locked at the rate in effect at the time of lock in. Lock-in Period: 60 days including delivery

Mortgage Revenue Bond Rates-Great Choice-

[All Products FHA, VA, USDA or Uninsured Conv portfolio (78% LTV)] Lock-in Period: 60 day existing constr. 120 days new constr.

Compensation at purchase: 1% Origination allowed up to 1% SRP .75% upon completion of file/timely delivery