INTRODUCTION
Life Insurance Means Peace of Mind for You and Your Family .................................. 4
OFEGLI Service Standards
.......................................................................................... 4
How Do I Choose the Right Amount of Life Insurance?
............................................. 5
GENERAL INFORMATION
Who Is Eligible? .......................................................................................................... 6
When Does My Coverage Begin?
................................................................................ 6
What Is Basic Insurance and How Much Does It Cost?
.............................................. 6
What If I Want Optional Insurance and How Much Does It Cost?
............................. 8
Option A—Standard
......................................................................................... 8
Option B—Additional
...................................................................................... 9
Option C—Family
........................................................................................... 9
What Is Accidental Death and Dismemberment (AD&D) Insurance?
...................... 11
AD&D Schedule of Losses
............................................................................ 11
What If I Want to Change My Life Insurance Coverage?
......................................... 12
Open Season
................................................................................................... 12
Providing Medical Information
...................................................................... 12
Life Event
....................................................................................................... 13
When Will My Life Insurance Stop?
......................................................................... 14
Will I Be Entitled to a Temporary Extension of My Life Insurance?
........................ 15
Can I Voluntarily Cancel My Life Insurance?
........................................................... 15
What Happens to My Life Insurance Coverage When I Retire?
............................... 15
Miscellaneous Provisions
........................................................................................... 21
Assignment
.................................................................................................... 21
Break in Service
............................................................................................. 21
Civilians Deployed in Support of a Contingency Operation or Designated as
Emergency Essential
....................................................................................... 22
Conversion
..................................................................................................... 22
Direct Payment of Premiums
......................................................................... 23
Incontestability
............................................................................................... 23
Living Benefits
............................................................................................... 23
Military Reservists Called to Active Duty
..................................................... 23
Nonpay Status
................................................................................................ 24
Part-Time Tour of Duty
.................................................................................. 24
Reconsideration
.............................................................................................. 24
Reemployed Annuitants
................................................................................. 24
Workers’ Compensation
................................................................................. 25
Phased Retirement
......................................................................................... 25
Who Gets the Money After I Die?
............................................................................. 26
How Should Someone File a Claim?
......................................................................... 27
How Are Benefits Paid?
............................................................................................. 27
SUMMARY .......................................................................................................................... 29
LIFE INSURANCE WORKSHEET ........................................................................... 30
SAMPLE ELECTION FORM ...................................................................................... 31
CHANGES AND CLARIFICATIONS ...................................................................... 32
CATALOG OF LIFE INSURANCE FORMS ......................................................... 34
TABLE OF CONTENTS
3