Monthly Premiums for
Medicare Supplement Insurance Policies
As of July 1, 2024
NOTE: This publication is updated twice a year for rates as of January 1 and July 1. For the most current list of participating insurance carriers, refer
to https://insurance.maryland.gov/Consumer/Documents/publicnew/medsupindpolicies.pdf.
Scope of Guide
This publication provides: (1) names, addresses, telephone numbers and websites of insurance carriers that sell Medicare Supplement insurance in Maryland,
(2) Plan
s A, B, C, D, F, high deductible F, G, high deductible G, K, L, M, and N monthly premiums for ages 65, 70, 75, 80 and 85 individuals, and (3) Plan
s A, C,
and D mo
nthly premiums for individuals under age 65 with a disability who are enrolled in Medicare Part B. Some insurance carriers sell other plan
s for
individual
s under age 65 with a disability who are enrolled in Medicare Part B. The plan options listed in this publication are for Standardized polic
ies
(and
certificates) first offered on or after June 1, 2010 except for Plan G with High Deductible. The plan options listed for Plan G with High Dedu
ctible are for
polici
es with an effective date for coverage on or after January 1, 2020. (Please note: Effective January 1, 2020, only applicants who are first eligib
le for
Medicare bef
ore year 2020 may purchase Plans C, F, and high deductible F.) The premiums are subject to change, and the informat
ion in this Guide is
for informatio
nal purposes only. For current premiums and more information about policies, contact your insurance producer (Insurance Produce
r or broker)
or insuran
ce carrie
r.
This pu
blication only provides the rate information filed with the MIA. For general information about Medicare and Medicare Supplement Policies, you can
view the MIA’s webinar, Medicare Supplement Insurance in Maryland at: https://tinyurl.com/ydcqnthw. You may also visit the website of the federal Centers for
Medicare and Medicaid Services (CMS), which administers the Medicare program and can answer your questions regarding the Medicare Program.
The CMS website at www.cms.gov contains valuable information regarding Medicare, including a handbook on Medicare entitled Medicare & You that provides
detailed information on Medicare program benefits, rights and obligations, and also a guide titled, Choosing a Medigap Policy: A Guide to Health Insurance for
People with Medicare. You also may contact CMS directly with your questions regarding the Medicare program by calling toll free 1-800-MEDICARE or visiting the
Medicare website at www.medicare.gov.
General Information
Medicare Suppleme
nt is private insurance and can only be purchased through an insurance carrier. It is not sponsored by either federal or state government.
An insurance carrier writes a policy based on issue age, attained age, or community rating.
Issue Age means that premiums are based on your age at the time you purchase the policy. While premiums may periodically increase
due to benefit changes, inflation, or increases in medical costs, they will not increase due to your advancing age.
Attained Age means that premiums are based on your age on the last policy anniversary date. Premiums are scheduled to increase
at predetermined intervals (for example, every year or every five years). These increases are in addition to premium increases
because of benefit changes, inflation, or increasing medical costs.
Community Rated means that premiums do not depend on your age, either at the time the policy is issued or upon renewal. Premiums
depend on other factors and may increase because of benefit changes or overall premium adjustments.