Construction
A broad range of coverages, custom-built for subcontractors
Subcontractors take on risk with each project. Problems can come from a variety of factors and often take years
to arise. For this reason, subcontractors need insurance coverages built for their unique exposures. Contractors
Errors & Omissions and Pollution coverage is designed to insure against a variety of risks, including claims
alleging faulty workmanship, design errors or omissions, and the use of defective materials or products.
Coverages designed to meet your needs
Contractors Errors & Omissions and Pollution includes a range of
coverages designed for the specic risks of subcontractors. Policy
highlights for eligible and qualied insureds include:
Errors & Omissions
• Coverage for claims alleging faulty workmanship, design errors
or omissions, and the use of defective materials or products
• Use of Building information modeling (BIM) systems
• Covers negligent acts, errors and omissions by the insured
or a person acting on its behalf in the performance of
design services
• Worldwide coverage for claims brought in the U.S.
• Optional extended reporting period for one to ve years
Pollution Liability
• Proactive coverage for mold
• No exclusions for asbestos, respirable dust or silica
• Coverage for pollution claims, including government-
mandated cleanup costs
Contractors Errors & Omissions and Pollution is designed
for subcontractors such as:
• Building Equipment Installation and Repair Contractors –
including water well drillers
• Concrete Contractors
• Electrical Contractors
• Grading/Excavation Contractors
• Highway/Street and Road Contractors
• Landscaping and Lawn Care Contractors
• Renewable Energy Contractors
• Roong Contractors
• Sheet Metal, Mechanical, A/C and Plumbing Contractors
• Spa and Swimming Pool Contractors
• Utility and Excavation Contractors
Contractors Errors & Omissions
and Pollution
Coverage specications
• Availability – All 50 states, D.C. and U.S. territories
(U.S. Virgin Islands excluded)
• Limits – Up to $5 million
• Coverage – Excess & Surplus with CNA
• Policy options – Errors & Omissions, Pollution Liability
or combined policy