Your Aegis
Living Benefits
Benefits Open Enrollment: March 15-25, 2023
Now is the time to review your healthcare benefit options for the
upcoming plan year, which starts April 1, 2023.
Enroll in Aegis Living
benefit plans if you
have previously
declined
Add or remove
dependents from
coverage
Change medical plans
Enroll, or change,
Voluntary Life or
Accidental Death
coverage
Choose to enroll in a
Flexible Spending
Account (FSA)
For team members, there will be no increase to the Low-Cost Plan.
Employee-only coverage will increase 5% for the Core Plan and Buy-
Up Plan.
If you cover your dependents, you will see:
10% increase for the Core Plan
15% increase for the Buy-Up Plan
Given the unprecedented increase in healthcare cost across our nation
and the significant increase in claims in 2022, Aegis will be absorbing a
21% annual increase to help offset employee costs for the upcoming
plan year and keep your paycheck contributions as low as possible.
The Aegis Living's Benefits Guide, including plan summaries and costs
for 2023-2024, is available online at https://bit.ly/aegisbenefithub on the
Open Enrollment tab. Please review this important information before
you enroll. You will also find the benefit summaries and other resources
on the Aegis Benefit Hub once open enrollment begins, March 15, 2023.
If you do not complete your online enrollment by March 25th, 11:59
pm PT, your 2022-23 benefit elections will carry forward to 2023-24.
NOTE: For those enrolled in the HealthCare and Dependent Care
Flexible Spending Accounts. You must re-enroll if you want to
continue participating in the FSA plan for the 2023-24 plan year.
Join us online on
Wednesday, March 15th
from 2:00 - 3:00 pm PT
Reach out to your BOM
for more details
Education Reimbursement: We have increased this benefit from $800 per year to $1,500 per year
effective April 1, 2023.
Vivacity Wellness Program: This free benefit program includes physical and mental wellness coaching
will take effect May 1, 2023.
Premera's Livongo Program: This program provides free diabetes and hypertension support and
programs for eligible employees.
Premera's Centers of Excellence (COE): If you use a COE provider, you have access to hand-picked
doctors and hospitals that deliver quality care at a fair price.
Insulin: We've now capped this at $35 for a 30-day supply.
98point6: We will continue to offer the 98point6 app to all team members and their family regardless
of being enrolled in a healthcare plan. The 98point6 app provides free on-demand diagnosis,
treatment, and consultation from board-certified physicians with no cost or co-pay.
Low-Cost Medical Plan: We will continue to offer the Low-Cost Medical Plan with employee-only
coverage for $50/month. This is a high-deductible plan with allowable expenses covered in full after
the calendar year deductible is met. This may be a good option for employees who are healthy and
have a history of minimal medical expenses.
Preventive healthcare is 100% covered with ALL health plans. This includes screenings, check-ups,
and patient counseling to prevent illnesses, disease, or other health problems.
Flexible Spending Account: We offer a Healthcare Flexible Spending Account (FSA), which allows
you to set aside a fixed amount from your paycheck on a tax-free basis to pay for eligible out-of-
pocket expenses for medical, dental, vision, and prescription drugs without paying income tax.
The IRS has increased the maximum amount you can elect for the 2023-2024 plan year to $3,050.
For those currently enrolled in the FSA, remember:
You must re-enroll if you want to continue participating in the FSA plan for the 2023-24 plan
year.
If you have an unused balance on March 31st from your 2022-2023 election, up to $610 of
the balance will carry forward to the 2023-2024 plan year.
Dental and Vision Plans: We have kept rates flat while continuing to offer the same great coverage.
Enrollment changes will take effect on April 1, 2023. Once you sign up for benefits your choices will apply
for the next 12 months ending March 31, 2024.
Click on the "Home" tab.
Select "Begin Enrollment."
Under "Available Enrollments" select "Annual Enrollment."
You will see a list of all benefit options.
If you are enrolling for the first time, you must make an election for each benefit with red dot. As you
complete each benefit, the dot for that benefit will turn green. The dot for each benefit must turn
green to proceed.
To enroll or change a benefit, select the benefit. Once you are within the benefit (e.g., Health
Insurance),
First, select the desired level of coverage under "Who’s Being Covered" to the right. Your
benefit options and cost for each option will then be displayed.
Next, select the plan option (e.g. Core Medical). The cost per paycheck will appear. Click on the
blue "Select" button for your choice. You must select the check box next to each dependent’s
name to assign them (enroll them) to the benefit.
Once selected the benefit will turn green, you can then select "Continue."
Your Username: AEG + your 5-digit Employee Identification Number (EID). If you have a 4-
digit EID number, enter a 0 before your EID number.
Your EID can be found on your paystub in ADP.
Example Username: AEG12345 for ID number 12345 or AEG01234 for ID number 1234.
Password: Your date of birth formatted as MMDDYYYY.
All passwords have been reset to your date of birth.
Example Password: 06101964 for date of birth June 10, 1964.
Apple Store
Google Play
You can conveniently enroll online at https://aegisliving.smartben.net or on your
smartphone or tablet by scanning the QR code below for the SmartBen Now app.
SmartBen is our online enrollment tool. The following tips will help you prepare and
complete the online Open Enrollment process. For more information on how to
access the enrollment site, go to the Benefit Hub at https://bit.ly/aegisbenefithub.
If you are eligible for the Aegis Living medical plan, you are unlikely to qualify for a premium tax credit
on individual coverage purchased through a health insurance marketplace plan (e.g. Washington
Healthplanfinder, Covered California, Nevada Health Link). This is because Aegis Living offers medical
coverage that meets the minimum value and affordability requirements under the Affordable Care Act
(ACA), therefore employees are not entitled to a premium tax credit (subsidized coverage) from the state
plans. If you are covered by one of these plans, you may be required to repay any subsidy to the state.
Open enrollment is your opportunity to enroll in an Aegis Living medical plan.
Visit https://bit.ly/aegisbenefithub for more information about our benefit plans, access to the Aegis
Living Benefits Guide, or instructions on how to enroll.
Your Business Office Manager
The Aegis Living Advocate Center: 833-262-1832 or [email protected]
The Aegis Living Home Office Benefits Department: [email protected]
We want to make sure you have all the information you need to make the best decisions about your
benefits. If you have any additional questions, please contact:
Proceed and make an election for each benefit you wish to change or that has a Red Dot. Once all
elections are complete, each benefit should have a green light. To finalize your elections, select
Continue from the Annual Enrollment page.
Review your Elected Benefits carefully to confirm each is reflecting your choice.
If changes need to be made, click the benefit to change.
Once everything is correct, click "Continue" until you reach the "Almost Finished" page.
To confirm your enrollment, enter your initials under "Agreement" and select "Complete
Enrollment."
IMPORTANT NOTE: Your enrollment is not complete until you receive the "Congratulations!"
page. You can then print your statement for your records.
You may make changes to your elections until the open enrollment deadline of Saturday, March
25th at 11:59 pm PT.
